Mortgage

mortgage papers

Increase in UK buyers using mortage app to find best deal

A smart phone app which allows buyers to search the UK market for a mortgage, compare products and find a broker to help them with the application process has been downloaded by more than 30,000 property hunters in the past six months.

Would you sign up to a Tesco mortgage?

How the new Tesco mortgages stack up

Tesco has joined the mortgage market taking on some of the big lenders. The brand is offering fixed-rate and tracker mortgages but we are yet to see how popular the new lending will be for consumers.

Mortgage lending is down on March.

April mortgage lending down says CML

April gross mortgage lending has dropped from the previous month according to the Council of Mortgage Lenders (CML). Lending declined to about £10.2 billion in April, a drop of 19 per cent from the previous month.

Mortgage lending was up in March.

March mortgage lending up

March mortgage figures skyrocketed according to figures from the Council of Mortgage Lenders (CML). This jump in activity was thanks to the stamp-duty exemptions for first-time buyers coming to an end and had a knock-on effect in the market.

Mortgage lending has seen an increase.

Mortgage lending has positive month

February saw a dramatic year-on-year increase in mortgage lending according to new UK figures. The Building Societies Association recorded a 28 per cent increase in lending last month from building societies and mutual lenders.

Taking in a lodger could help your mortgage repayments.

Lodgers could answer mortgage woes

Many UK homeowners are living mortgage free by offering spare rooms to renters and lodgers. According to SpareRoom.co.uk there are 20 locations across the UK where homeowners can live mortgage free if they take in extra boarders.

Family discussing property ownership over a pot of tea.

Parents pushing children onto the property ladder

It seems parents are strongly encouraging their offspring to fly the coup and buy their first home. In 57 per cent of cases where first-time property buyers have gained financial help from their parents it is the parents who suggested the loan.

Reduced rates at Yorkshire Building Society

LTV mortgages can help you up the property ladder

Don't improve, move! If your family is growing and you need a bigger home to house you all, a LTV mortgage can help you move up the property ladder. Yorkshire Building Society is cutting mortgage rates, with particular focus on 90% LTV lending.

Mortgages becoming more affordable

Mortgages 'most affordable for 14 years'

Good news for first-time buyers or anyone seeking a remortgage - figures from the end of last year show that mortgage payments for a new borrower were at their lowest as a proportion of disposable earnings for 14 years.

Mortgage availability linked to house prices

Fewer homeowners expect house prices to rise

Families are becoming increasingly disillusioned with the property market, it seems, as Zoopla.co.uk Housing Market Sentiment Survey figures show fewer homeowners expect house prices to rise over the coming months than at any point in the last year.

Third of Brits expect house prices to rise

Confidence in housing market ‘stable’ despite economic gloom

Consumer confidence in the property market remains solid despite the uncertain economic outlook, according to a new survey. Some 44 per cent of people polled felt now was a good time to buy a home, compared with 25 per cent who did not.

Market still tough for first time buyers

Local properties ‘too pricey for first time buyers’

Six out of 10 Brits seeking their first home believe that property prices in their local area are above what is fair and reasonable, a new study shows. Rightmove said the main worry for new buyers is raising a deposit.

Marriage 'no longer a priority'

Only one in five 'want marriage before babies'

Is the traditional family home changing? A new survey found most couples prioritise starting a family over buying a house or even getting married. The poll for Churchill Home Insurance found just over one in five (22%) decide to get married first.

Property prices in the north still falling

Average house prices fall year-on-year by £7,500

While house prices in London and the South East continue to rise, the rest of the UK is still experiencing year-on-year drops. New figures from property website Zoopla.co.uk show average property values in Britain now stand at £219,243, down £7,527.

House prices in the south rise yet again

£170,000 gap between house prices in north and south

A two-tier 'twist' to the property market could make it troublesome to sell or buy a family home, as new stats show an ever-widening gulf - currently £170,000 - between the average house prices in the north and south of England.

Mortgage figures saw house price rise

House prices up 0.6% month-on-month to August

August is traditionally a good month for house prices and 2011 figures released by the Department for Communities and Local Government give cause for cautious optimism, noting an increase of 0.6% on mortgage completions over the month.

More Brits seeking remortgage information

More Brits 'looking for advice on remortgaging'

Britain's homeowners are increasingly looking for information about remortgaging their property, latest figures indicate. Unbiased.co.uk said consumer searches rose to 36 per cent in July from 31 per cent the previous month.

Lowest five year fixed launched today

Chelsea unveils lowest five year fixed rate mortgage

The Chelsea is offering the lowest five year fixed rate mortgage on the market at 3.39 per cent. The deal is available up to 70 per cent loan to value and has a £1,495 fee. The new mortgage is part of a range launched by the building society today.

New mortgage deals at the Chelsea

Chelsea Building Society unveils 90% mortgages

Chelsea Building Society has introduced 90 per cent loan to value mortgages for first time buyers. It has also brought in new reduced rates for borrowers looking for a fixed rate 60 per cent LTV package.

Housing market 'looking more active'

Property market sees start of summer activity

The property scene picked up speed in the second quarter of the year, with summer buyers entering the market, according to new figures. Connells Survey and Valuation said it has also seen a rise in remortgaging.

Equity injection goes on, says Bank

UK housing equity injection continues despite dip

Households in Britain put more money into their properties than they took out during the first quarter of the year, according to Bank of England data. Borrowers paid £5.8 billion off their mortgages, down from £7.1 billion the previous quarter.

Mortgage rates have dropped since 2009

Opt for a fixed rate mortgage 'to lock in interest rates'

Thinking of moving or remortgaging? The average interest rate across two-year fixed rate mortgage products is at its lowest since the Bank of England base rate dropped to 0.5% in March 2009, according to figures from Moneysupermarket.com.

Mortgage rates cut at the Chelsea

Chelsea cuts rates on mortgage range

Chelsea Building Society has made extra reductions to its mortgage rates. As part of its new range launched earlier this month, the five year fixed rate mortgage has been cut to 3.89 per cent for up to 60 per cent loan to value.

Variable mortgages are linked to base rate

Variable mortgage providers 'not passing on base rate cuts'

While a variable rate mortgage may have been the best option for you and your family in the past, it is well worth reassessing your policy based on current figures. A massive 95% of lenders failed to fully pass on cuts in the base interest rate.

New deal for 90 per cent mortgage hunters

Yorkshire introduces 90% mortgage to Drop Lock suite

A 90 per cent mortgage package aimed at helping newcomers on to the property ladder is the latest addition to Yorkshire Building Society's Drop Lock mortgage range. The new tracker deal has a rate of 3.99 per cent.

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